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FPA Group Health Plan Highlights

  • Medical underwriting is required on all health plans
  • Not available in all states. see FAQs for more information
  • Exclusive offer for FPA members, their employees, and their families
  • Rates are 25% to 35% lower than similar Affordable Care Act (ACA) plans
  • For Groups of 2 to 50 employees (minimum number varies by state)
  • Deductible credit – for same calendar year
  • No lifetime maximum benefit
  • Aetna National PPO network
  • Three basic plan options – Customized/H.S.A. plans available upon request
  • Short-term medical, Dental and Vision and Senior Products
    (Medicare Supplement and Advantage Plans) are also available
highlights
National General Benefit Solutions has a A- (Excellent) rating from A.M. Best. Their focus is on providing small- and mid-sized employers with benefits options previously only available to large employers – helping employers lower cost while providing quality benefits to their employees. They are a publicly traded company with approximately $4.6 billion in annual revenue. For additional information on National General, you can visit their website at www.ngicbenefits.com. You can also read more by clicking the Who Is National General tab on the previous page.
The network used in these plans is The Aetna Signature Administrators ® PPO medical network.
You can check to see if your doctor is in the network by using the LINK.
Yes, benefits from the quoted plans can be altered. Just call Broker Source at 913-333-3381 to discuss plan options. Please indicate you are with the FPA and John E. Ryan is the agent.
H.S.A compatible plans can be provided. Just call Broker Source at 913-333-3381 to request quotes for plans with this option.
Groups with 3 - 15 employees enrolled can offer 2 medical plans. Groups with 16 or more employees enrolled can offer 3 medical plans..
The plans are available in all States except: New York, Delaware, North Carolina, Hawaii, Montana, New Hampshire and District of Columbia.
Yes, you must be an active member of the FPA to purchase the group coverage for you and your employees. Your employees does not have to be a member. Employers can offer medical to employees who work 20+ hours per week.
Yes, you will receive a renewal letter prior to your policy anniversary each year.
Click on the Link to Get a Quote. Complete the census online and get your quotes instantly. Or, you can call Broker Source at 913-333-3381 and they can assist you with the process to get a quote.
Yes, medical underwriting is required for each person in the group. Once you receive the initial quotes and decide to move forward, Broker Source will provide you with employee applications/health questions to complete. Broker Source and National General will expedite the underwriting process for you.
The plans provided by National General are Level Premium Self-funded Group plans. They are designed for groups of 2 to 50. The plans do have stop loss coverage and are not insurance plans. The stop loss coverage is included in the premiums quoted. You are not required to fund anything above the premiums quoted.
That is the goal. We first must build up a credible block of claims experience to provide carriers in the future to quote fully-insured plans in all States. The more groups we can enroll in the Level Premium Self-funded plans the more leverage we will have in the future with carriers.
Broker Source has been selected as a partner with Ryan Insurance Strategy Consultants to provide the members of the FPA with this exclusive offer for Group Health Plans. Broker Source will provide year-round service to you and your staff. They will handle your group enrollment, administration and the renewal process for you. They are there to help you with your FPA group health plan needs.
  • Yes, other products available to you are:
  • Short-term Medical Plans
  • Dental and Vision plans
  • Critical Illness and Accident Plans
  • Senior Products (Medicare supplement and Advantage Plans)
  • Individual Life
  • Individual disability income
  • Long-term care insurance

You should contact Ryan Insurance Strategy Consultants regarding the FPA Long-term Disability and Life insurance programs. Ryan Insurance Strategy Consultants also provides individual disability, individual life and long-term care insurance products. Our phone number is: 1-800-796-0909, ext. 101.

You can call Broker Source at 913-333-3381 for quotes, questions and enrollment assistance for all FPA Health Plans, Short-term medical, Dental and Vision, and Senior Products.

You can also email Clay Kretsinger at Ryan Insurance Strategy Consultants. His email address is: Clay@RISC.biz.

Who is Broker Source?

Broker Source is located in Leawood, Kansas. Their website is: www.broker-source.com

Broker Source provides state of the art enrollment services for health insurance, Medigap products, senior products and dental/vision products. They are certified to provide ACA insurance quotes on the Federal System in all 37 States. This includes calculating the tax credit for individuals and families. They are experienced in providing assistance to members and guiding them through the health care maze. They will provide year round service to all groups enrolled, including renewals and COBRA. Broker Source has been in business since 2004.

Support services include:

  • Marketing and benefit strategy
  • Insured, self-insured, and PEO options
  • Claims analysis
  • Online enrollment
  • Subsidy and marketplace assistance
  • FFM-certified enrollers
  • Year-round client service
  • Human resources consultation
  • Compliance support
  • Benefit administration – FSA, HRA, HAS

Who is National General Benefits Solutions?

At National General Benefits Solutions, we focus on providing small- and mid-sized employers with benefits options previously only available to large employers — helping employers lower costs while providing quality benefits to their employees. We have health coverage options available in all 50 states, as well as the District of Columbia.

National General Holdings Corp. (NGHC) is a publicly traded company with approximately $2.5 billion in annual revenue. The companies held by NGHC provide personal and commercial automobile insurance, recreational vehicle and motorcycle insurance, homeowner and flood insurance, self-funded business products, life, supplemental health insurance products, and other niche insurance products.

National General Benefits Solutions (NGBS), a part of NGHC is focused on providing cutting-edge benefits solutions to small and mid-sized businesses. Stop-loss insurance for National General Benefits Solutions is underwritten by Time Insurance Company (est. in 1892), National Health Insurance Company (incorporated in 1965), Integon National Insurance Company (incorporated in 1987) and Integon Indemnity Corporation (incorporated in 1946). These four companies, together, are authorized to provide health insurance in all 50 states and the District of Columbia. National Health Insurance Company, Integon National Insurance Company and Integon Indemnity Corporation have been rated as A- (Excellent) by A.M. Best. Each underwriting company is financially responsible for its respective products.